Registered Representative
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Everyone has different financial risks and priorities. Let’s identify what matters most and explore how to plan for it.
I’m Dr Nabil Daud, a medical doctor by training who discovered another way to make a difference beyond the consultation room. During my years in healthcare, I witnessed firsthand how illness affects not only patients but also their families, careers and financial stability.
That experience led me into the Takaful industry. Today, with over 12 years of experience, I combine my medical background with financial protection planning to help individuals and families understand their risks before life happens. Through Medifinance, my approach is simple: understand the medical and financial exposure first, identify the protection gap, and explore solutions that are suitable, sustainable and Shariah-compliant.
We begin by understanding your health background, family responsibilities, income, financial commitments and existing protection.
We explore the potential financial impact of hospitalisation, critical illness, disability or premature death.
We explore appropriate Takaful solutions based on your priorities, affordability and long-term commitments. No pressure. Just informed decisions.
Share some basic information so I can better understand your situation before our discussion. Once submitted, WhatsApp will open with your prepared message. Simply review and press Send.
I started my journey as a medical doctor. Today, I see how the same knowledge, discipline and passion for helping people can create impact in another industry. At RWA Kaizen Advisory, we are building a community of professionals who believe in making protection planning more meaningful. Whether you want to explore a parallel career or pursue this journey full-time, there may be a place for you here.
Build your Takaful career alongside your existing profession or pursue it full-time. You decide how to grow.
Develop your knowledge and skills through continuous coaching, practical training and mentorship within RWA Kaizen & AIA Elite Academy.
Build professional capabilities, leadership skills and income potential through consistent effort, performance and the relationships you develop.
At RWA Kaizen Advisory, we believe that meaningful impact starts with people.
Guided by the Kaizen philosophy of continuous improvement, we develop ethical, knowledgeable and competent advisors who can make a difference in the lives of individuals and families.
Whether you are a doctor, healthcare professional, entrepreneur, executive or someone exploring a new career direction, you are welcome to discover what we are building together.